New Delhi
Met With a Road Accident? Get Cashless Treatment up to Rs 1.5 Lakh for 7 Days Under PM RAHAT
The Union government has launched the PM RAHAT scheme to provide cashless treatment for road accident victims, aiming to ensure immediate medical attention without upfront costs. The initiative addresses the critical need for timely care, especially within the first hour post-accident. Victims can access help via the national emergency helpline 112. The scheme offers coverage of up to Rs 1.5 lakh for seven days and integrates digital systems for efficient processing.
Keshav Rajput
Updated Feb 16, 2026, 10:20 AM IST
Met With a Road Accident? Get Cashless Treatment up to Rs 1.5 Lakh for 7 Days Under PM RAHAT
The Union government has approved PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) scheme that provides cashless hospital treatment for people injured in road accidents. The scheme aims to support people injured in road accidents by enabling immediate medical care without upfront payment at designated hospitals.
People Also Search
How does PM RAHAT compare to other accident victim schemes?
What role do potholes play in road accidents?
What are the helmet safety initiatives being introduced?
What improvements are planned for emergency medical services?
What is the importance of the 'golden hour' in road accidents?
Why the Scheme Has Been Introduced
Government data shows that a large number of people die in road crashes every year. Experts have said that many of these deaths can be prevented if victims receive treatment within the first hour after an accident, often called the golden hour. The programme seeks to improve access to hospitals during this period and set up a system for faster coordination between emergency services.
How Victims Can Access Help
The scheme is linked to the national emergency helpline 112. Victims, bystanders or Good Samaritans can call the number to locate the nearest listed hospital and request an ambulance. The system connects callers with police and medical facilities for quicker admission.
Coverage and Treatment Limits
Under PM RAHAT, each eligible road accident victim can receive cashless treatment of up to Rs 1.5 lakh. The cover is available for seven days from the date of the crash.
For cases that are not life-threatening, stabilisation care can be provided for up to 24 hours. For serious injuries, this period can extend to 48 hours. These cases require confirmation by the police through a digital platform.
Digital Processing and Verification
The scheme combines the Electronic Detailed Accident Report system of the road transport ministry with the Transaction Management System of the health authority. The linkage is meant to track the case from accident reporting to hospital treatment and settlement of claims. Police are required to verify cases within fixed timelines so that hospitals can continue treatment while paperwork is completed.
Payment to Hospitals
Hospitals will be reimbursed from the Motor Vehicle Accident Fund. If the vehicle involved in the crash is insured, payments will come from contributions by insurance companies. In uninsured or hit-and-run cases, funds will be provided by the central government. After approval by the State Health Agency, payments are to be released within 10 days.
Grievance Redressal
Complaints related to treatment or claims will be handled by an officer appointed by the district road safety committee. The committee is headed by the District Collector, District Magistrate or Deputy Commissioner, depending on the region.
Also Read
Log in to post a comment.
End of Article
Trending
2027 Maserati GranTurismo, GranCabrio Launched in India: Prices Start at Rs 2.62 Crore
Top Upcoming Cars in India in November 2026
Maserati GT2 Stradale Launched in India at Rs 5.71 Crore: All You Need to Know
Updated Tata Punch Launched in South Africa with Turbo Petrol Engine
Ducati Monster Dark Revealed: Gets All-Black Design, 109bhp V2 Engine
Denza Z9 GT Teased Ahead of India Debut on November 13
Maruti Suzuki Fronx Facelift Spied Testing: ADAS, Rear Disc Brakes, New Engine Expected
Popular
STAY UPDATED Get the latest news from Times Drive
